Molly Janczyk: Legislators! We need help!: Read carefully: STRS Health Care Discussion - 2.20.2009
From Molly Janczyk, February 25, 2009
Subject: Legislators! We need help!: Read carefully: STRS Health Care Discussion - 2.20.2009
Is this what educators deserve?
NOW that those of us who retired to : "You will never have to worry about health care" from consults, approach Medicare age and for those who are Medicare age, STRS is seriously considered dropping Medicare coverage pushing us into Traditional Medicare, Medicare Advantage or purchasing Supplemental Medicare coverage.
Traditional Medicare has NO stopgaps meaning you pay 20% of all costs to infinity. 20% of $100,000 is $10,000 and so on. Now, STRS is our supplement and pays 80% of the 20% not covered by Medicare. With the Plus Plan, we pay 20% of the 20% not covered by Medicare. Without a supplemental plan, you can easily go broke fast.
We have a stopgap meaning we can pay no more than $1500 each out of pocket after our $500 deductibles totalling a max of $2000 for medical costs (not including RX's which has a $2000 stop gap for the Plus Plan.
STRS is also considering dropping Medicare age retirees from RX coverage and making us apply for Medicare Part D with its huge donut hole of costs.
AGAIN, the retirees are hit! I do see where finally something is considered that hits equitably where non Medicare retirees would not be able to apply for STRS HC until age 62.
Problem: Retirees got grandfathered for nothing ever! Cervantes was so worried that rehires get grandfathered and that actives are union protected, it seems. But, current retirees got ZIP!
QUESTION:
1. DOES THIS MEAN THAT AGAIN WE GET HIT AND KICKED OUT OF MEDICARE NOW ALONG WITH NO RX's????? Or will it be considered to grandfather current retirees who have no ability to raise their pensions and are stuck with simple 3% COLAS?
2. CAN THIS NO MEDICARE BE FOR NEW RETIREES ONLY FOR A CHANGE? Then it allows time for planning or continuing to work when we have always been hit AFTER THE FACT left with little or no options?
We need help staying afloat. We did not create this and have paid a huge price to keep health care going at STRS! Please consider HB315!
Molly Janczyk
Subject: Legislators! We need help!: Read carefully: STRS Health Care Discussion - 2.20.2009
Is this what educators deserve?
NOW that those of us who retired to : "You will never have to worry about health care" from consults, approach Medicare age and for those who are Medicare age, STRS is seriously considered dropping Medicare coverage pushing us into Traditional Medicare, Medicare Advantage or purchasing Supplemental Medicare coverage.
Traditional Medicare has NO stopgaps meaning you pay 20% of all costs to infinity. 20% of $100,000 is $10,000 and so on. Now, STRS is our supplement and pays 80% of the 20% not covered by Medicare. With the Plus Plan, we pay 20% of the 20% not covered by Medicare. Without a supplemental plan, you can easily go broke fast.
We have a stopgap meaning we can pay no more than $1500 each out of pocket after our $500 deductibles totalling a max of $2000 for medical costs (not including RX's which has a $2000 stop gap for the Plus Plan.
STRS is also considering dropping Medicare age retirees from RX coverage and making us apply for Medicare Part D with its huge donut hole of costs.
AGAIN, the retirees are hit! I do see where finally something is considered that hits equitably where non Medicare retirees would not be able to apply for STRS HC until age 62.
Problem: Retirees got grandfathered for nothing ever! Cervantes was so worried that rehires get grandfathered and that actives are union protected, it seems. But, current retirees got ZIP!
QUESTION:
1. DOES THIS MEAN THAT AGAIN WE GET HIT AND KICKED OUT OF MEDICARE NOW ALONG WITH NO RX's????? Or will it be considered to grandfather current retirees who have no ability to raise their pensions and are stuck with simple 3% COLAS?
2. CAN THIS NO MEDICARE BE FOR NEW RETIREES ONLY FOR A CHANGE? Then it allows time for planning or continuing to work when we have always been hit AFTER THE FACT left with little or no options?
We need help staying afloat. We did not create this and have paid a huge price to keep health care going at STRS! Please consider HB315!
Molly Janczyk
posted by Kathie Bracy at 6:05 PM
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