STRS 2011 health insurance premiums

From John Curry, June 18, 2010

[STRS] Retirement Board Approves Health Care Premiums and Program Changes for 2011

The Retirement Board approved three eligibility changes for the STRS Ohio Health Care Program resulting primarily from the health care reform bill recently passed in Washington, D.C.

1. Dependent children, as well as incapacitated children, will now be eligible for health care coverage until the end of the month in which they turn age 26, if they do not have access to other employer-sponsored health care coverage.

2. Upon reaching age 26, the monthly premium charged for a person incapacitated since childhood will be the same rate as the spouse premium.

3. The waiting period for late enrollees in the health care program will be reduced to 90 days from six months.

These changes go into effect on Jan. 1, 2011.

The board also approved the 2011 premiums for all the plans offered through the STRS Ohio Health Care Program. PDF versions of the 2011 premiums are listed below based on Medicare status and plan eligibility. Current 2010 premiums are also listed in the PDF versions for convenient comparison.

2011 Premiums

	Premiums for Enrollees Without Medicare
	Premiums for Enrollees With Medicare Parts A & B — Eligible for Aetna Medicare Plan (PPO) (Applies to enrollees with Medicare Parts A & B living in the United States, and family accounts with each individual enrolled in Medicare Parts A & B)
	Premiums for Enrollees With Medicare — Not Eligible for Aetna Medicare Plan (PPO) (Applies to family accounts that include both Medicare and non-Medicare enrollees; Medicare Part A-only enrollees; Medicare Part B-only enrollees; and enrollees living outside the United States)

Additional information about the 2011 STRS Ohio Health Care Program will be provided in upcoming newsletters and on the STRS Ohio Web site. In late October, all current enrollees will also receive personalized health care plan information in preparation for the fall open-enrollment period, which extends from Nov. 1–23, 2010.

Contact STRS Ohio’s Member Services Center toll-free at 1-888-227-7877 for more information or with any questions.