In case you're confused about Obamacare, here are the highlights

Obama's points for health care reform, summarized below:

• Insurance reforms to protect consumers from insurance company worst-practices – like denying coverage based on pre-existing conditions, capping total coverage, and dropping or watering down coverage when you get sick and need it most

• Consumer protections that will restrict how much of your premium dollars insurance companies can spend on marketing, profits, and salaries

• Creation of a health exchange to increase consumer choice and guarantee coverage

• Affordable health options, with subsidies for working families and a hardship waiver

• Tax credits to help small businesses afford coverage

• Making preventive care completely free – with no co-payments or deductibles

• Lowering the cost of health care for our seniors

• Improving the quality and extending the life of Medicare

• Ensuring that reform is not only fully paid for, but actually significantly reduces the federal deficit

Why the need for reform?

• Health care insurance premiums DOUBLED from 2000 to 2008, and is expected to DOUBLE within the next decade, putting more people not able to afford it
• Some 30 million people are not covered by health care insurance, and 80% of these people are working people who are too poor to afford insurance or are denied because of pre-existing conditions
• Many people with health care insurance now are exploited by insurance companies' worst practices and got watered-down versions or were being dropped totally