Sunday, June 24, 2012

In case you're confused about Obamacare, here are the highlights

• Insurance reforms to protect consumers from insurance company worst-practices – like denying coverage based on pre-existing conditions, capping total coverage, and dropping or watering down coverage when you get sick and need it most
• Consumer protections that will restrict how much of your premium dollars insurance companies can spend on marketing, profits, and salaries
• Creation of a health exchange to increase consumer choice and guarantee coverage
• Affordable health options, with subsidies for working families and a hardship waiver
• Tax credits to help small businesses afford coverage
• Making preventive care completely free – with no co-payments or deductibles
• Lowering the cost of health care for our seniors
• Improving the quality and extending the life of Medicare
• Ensuring that reform is not only fully paid for, but actually significantly reduces the federal deficit
Why the need for reform?
• Health care insurance premiums DOUBLED from 2000 to 2008, and is expected to DOUBLE within the next decade, putting more people not able to afford it
• Some 30 million people are not covered by health care insurance, and 80% of these people are working people who are too poor to afford insurance or are denied because of pre-existing conditions
• Many people with health care insurance now are exploited by insurance companies' worst practices and got watered-down versions or were being dropped totally
Larry KehresMount Union Collge
Division III
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